Home Apply Now Full Online Application Quick Quote Customer Login Purchase Center Apply Now Free Home Buyer Handbook Get Pre-Approved Types of Loans Home Buyer Checklist Mortgage Calculators Mortgage Saving Tips Refinance Center Apply Now Refinance FAQ's When to Refinance FHA Center Apply Now VA Loans FHA Loans Government Loan Programs Finance Agencies Credit Center Free Credit Repair Guide Your FICO Score Resources Free Budget Maker All in One Mortgage Calculator Daily Rate Lock Advisory Loan Application Checklist Home Buyers Checklist VIP Realtor Access About Us About Gary Testimonials Blog Contact Us Loan Application Checklist In general, the documentation you will need includes: Check for application fee Property Information (if you already have a contract on a house) Purchase Agreement. Copy of legal description and MLS sheet. If you are selling your current home, copy of listing contract. If you have sold your current home, copy of settlement statement (HUD-1). Income & Assets Pay stubs for the last 30 days.   For the past two years:   Names and addresses of each employer. W-2s Statements for each bank, mutual fund, and/or investment account for the last three months. Estimated value of personal property and furniture.   If you have made any large deposits to your accounts:   Explanation and source for deposit. If large deposit was a gift:   Signed gift letter (lender can supply). Copy of gift check. Copy of deposit receipt.   If you own more than 25% of a business:   Corporate or partnership tax returns.   If self-employed:   Tax returns for the last three years (with schedules). Year-to-Date Profit and Loss Statement prepared by an accountant.   If you own rental property:   Tax returns for the last two years and current rental agreements.   If you are retired:   Pension Award Letter.   If you receive Social Security:   Social Security Award Letter.   If you are counting child support as income:   Copy of divorce settlement. Copy of twelve months of cancelled child support checks. Debts Names, addresses, account numbers, balances and monthly payments on all current loans. Explanation of credit report anomalies, including:   Late payments, credit inquiries in the last 90 days, charge-offs, collections, judgments and/or liens. Bankruptcy filed within last seven years (bring a copy of your bankruptcy papers). VA Loans Copy of DD Form 214, Report of Separation. Miscellaneous Photo ID and proof of Social Security number. Residence addresses for the past two years. If applicable, a copy of your divorce decree. If you are not a citizen, a copy of the front and back of your green card.     Jump Start your Loan: Your Mortgage Goal: * Home Buyer: Looking at Homes Home Buyer: Ready to Buy Home Buyer: Buying in 2-3 Mos Home Buyer: House Hunting Refinance: Mortgage Refi Refinance: Debt Consolidation Refinance: Home Equity FHA Loan VA Loan Credit Repair Help Other Name * First Last Email * Phone * ### - ### - #### Rate your Credit * Please Choose Excellent Good Fair Poor Powered byEMF Web Forms Builder Report Abuse   Gary Heheman Office: (972) 891-8282 Cell: (214) 770-3553 Garyh@TXHomeLoans.net Purchase Center Get pre-approved before you shop for a home! Refinance Center Refinance, Home improvement, second mortgages and more! FHA / VA Center Find out the benefits to an FHA Home loan! VA Loans too! Credit Center Got Bad Credit? No problem we cah help! Resources The perfect tools to help you plan ahead.       Gary Hehemann | NMLS #176489 Southwest Funding Office #988 Office: 972-891-8282 | Cell: 214-770-3553 Fax: 877-427-1236  1404 North Central Expressway #133 Richardson, TX 75080 Gary@TXHomeLoans.net

Southwest Funding, LP (NMLS #32139) is an equal housing lender. This is not a commitment to lend or extend credit. Programs, rates, terms and conditions are subject to change without notice. Terms and conditions apply. All rights reserved. Contact us for details. Consult your accountant about tax deductions.